Terms & Conditions

These terms and conditions govern your continued use of this website. If these terms and conditions are not accepted in full, the use of this site must be terminated immediately. We reserve the right to modify these terms and conditions at any time. All changes will be noted in these terms and conditions. By using this site after changes have been posted, you agree to accept those changes, whether or not you have reviewed them. By continuing to use this site and any of its content, you accept this agreement in full and the following terms and conditions will be binding:

1. “GroFin”
In this website we may sometimes use “GroFin”, “we” or “us” when we refer to the GroFin group of companies in general or where no useful purpose is served by identifying any particular GroFin company.

2. Copyright
All information, data, trademarks, images, design work, source code and software (the Contents”) are protected by all applicable copyright and intellectual property laws. All right, title and interest in and to the Contents are licensed to or controlled by GroFin Managers and is the property of GroFin. Any unauthorised use, reproduction, or alteration of any element of this site will be an infringement of these copyrights. Except as otherwise specifically indicated in a particular portion, file or document provided on this website, you may only view and print one copy of the Contents for your own personal, non-commercial use. You are not allowed to copy (whether by printing off onto paper, storing on a disk, downloading or in any other way), store (either in hardcopy or in an electronic retrieval system), transmit, transfer, perform, broadcast, publish, reproduce, create a derivative work from, display, distribute, sell, license, rent, lease or otherwise transfer any of the Contents to any third person; without the prior written permission of GroFin Managers.

You are not allowed to remove any copyright, trade mark or other intellectual property notices contained in the original Contents on the website from any material copied or printed off from the website.

3. Use of Links
No part of this website may be linked to using hyperlinks that bypass our homepage or be framed in another website in any way whatsoever without prior written permission from info@grofin.com. Caching of this website or any part thereof is not allowed unless all cached material is refreshed at least every 24 hours. GroFin reserves the right to disable any unauthorized links or frames and disclaims any responsibility for the content available on any other site reached by links to or from this website.

4. External Links
This website may contain links to other websites that have been included in this site for your interest. You are hereby notified that GroFin has no control over the content found on these sites, or the maintenance thereof. GroFin cannot be held responsible for any liabilities, loss, or damages that may be incurred while using any of these sites. Take note that these sites do not adhere to these terms and conditions or the privacy policy thereof. Please consult these site’s own terms and conditions with regard to their privacy policy and use of personal information. GroFin shall not be responsible and disclaims all liability for any loss, liability, damage (whether direct or consequential) or expense of any nature whatsoever that may be suffered as a result of or that may be attributable, directly or indirectly, to the use of or reliance upon any information, links or service provided through this website.

5. Use of website “as is”
This website and the information, names, images, pictures, logos regarding or relating to GroFin are provided “as is” without any representation or endorsement made and without warranty of any kind whether express or implied. In no event will GroFin be liable for any damages including, without limitation, indirect or consequential damages, or any other damages whatsoever arising from the use or in connection with such use or loss of use of the site, whether in contract of in negligence.

6. Lawful use of website
You agree to use this website only for lawful purposes. You are not allowed to use this website in any way which is unlawful, illegal, fraudulent or harmful or which infringes on the rights of any third party to use this website.

7. Viruses, damage and availability
GroFin does not warrant that the functions contained in the material on this website will be uninterrupted or error free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or bugs or represents the full functionality, accuracy and reliability of the materials. GroFin cannot be held responsible for any content found in public areas of this site such as forums, user submissions, bulletin boards and chat rooms. GroFin cannot screen all content that is posted to this site. We do, however, reserve the right to remove any submitted material that we feel might in some way be defamatory, abusive, indecent, unlawful or in violation of the rights of other users in any way. We may also block and/or remove any mail or upload that might contain viruses and/or malicious code/programs that could damage and/or compromise our or any other third party’s system. We also reserve the right to do so without informing you of such action or giving any reason for doing so.

8. Security
Any person that delivers or attempts to deliver any damaging code to this website or attempts to gain unauthorised access to any page on this website shall be prosecuted and civil damages shall be claimed in the event that GroFin suffers any damage or loss.

9. Data Protection
Personal details provided to GroFin through this website will only be used in accordance with our “Privacy Policy”. By providing your personal details to us you are consenting to its use in accordance with our “Privacy Policy”.

10. Email disclaimer
Everything in the email and any attachments relating to the official business of GroFin is proprietary to the company. It is confidential, legally privileged and protected by law. GroFin does not own and/or endorse any other content. Views and opinions are those of the sender unless clearly stated as being that of GroFin. The person addressed in the email is the sole authorised recipient. Please notify the sender immediately if it has unintentionally reached you and do not read, disclose or use the content in any way. GroFin cannot assure that the integrity of this communication has been maintained nor that it is free of errors, virus, interception or interference.

Defamation
Applicable law: This website is situated and maintained in the Republic of South Africa. Therefore these terms and conditions shall be governed by and interpreted in accordance with the laws of the Republic of South Africa.